Purchase costs calculator · Inversiones ENOSIS

Spanish region Where the property is located (drives ITP/AJD rates). Purchase price (€) Amount that will be written into the deed.

Property type

Financing

Loan amount (€) Total loan from the bank (not the monthly payment). Term (years) Usually between 20 and 30 years. Nominal interest rate (%) If variable, indicate the starting rate.

Buyer situation (for tax reductions) ITP reductions vary by region. Tick what applies so the right rate is used.

Will be my main home Large family Recognised disability Buyer age Many regions cut ITP for buyers under 35.

Your breakdown

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Total associated costs

Down payment (not financed)

Estimated cash needed at closing

⚠ These figures cover the typical costs of a standard purchase. NOT included:

moving and refurbishments
monthly community fees
yearly IBI tax and waste
seller taxes (plusvalía municipal)

Indicative results. Notary, registry and agency amounts use average tariffs. Some regions apply special reductions (young buyers, large families, primary residence) that are not auto-applied here. Always consult your conveyancer before signing.

Cost calculator

Spacious commercial premises for sale in Torre Pacheco, 159m2

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